PRIVACY & COOKIE POLICY

Date of last revision: September 24, 2022

This privacy statement is made on behalf of Investex LLC, a New Mexico corporation. We are committed to respecting your privacy and keeping your information safe. We want to give you clear information about what information we collect and how we use it. This privacy and cookies policy tells you what to expect when Investex LLC collects personal information from you. Investex LLC may occasionally change or update this policy, so you should check this page from time to time to be sure you are comfortable with this policy.



This Privacy Policy (“Policy”) applies to Investex LLC and its affiliate entities (“Investex”). It applies to all information collected by Investex LLC through its online properties and mobile applications (the “Sites”) where this Privacy Policy is posted. It also applies to information that Investex LLC collects through offline methods. Unless otherwise indicated, this Policy does not apply to an Investex Independent Distributor’s (“Distributor” or “Investex Independent Distributor”) collection or use of information obtained by the Distributor directly from you or from sources other than Investex LLC, unless it then is shared with and retained by Investex LLC.



Scope of this policy

This Privacy Policy applies to how we collect, use, and disclose information from the following individuals:


Customers – individuals who register to use Investex Services, products and tools with the creation of an Investex Customer account.


Event/Marketing Participants – individuals who provide their information to Investex when they register for Investex webinars, subscribe to marketing material, participate in surveys or contests, or attend other Investex events.


Website Visitors – individuals who visit Investex’s Website and opt to provide contact information including an email address to receive communications from Us.



Information we collect

With your cooperation we may collect the following details:


Information you provide Us directly


At different occasions, you may provide information directly to Investex, first and last name, mailing address, telephone number, email address, credit card information, banking information, biometric data, and biographical information (including, but not limited to, date of birth, education, and marital status). For example, you may provide us with information when using the Sites or when purchasing products or when becoming an Investex Distributor. If you do not provide us with the requested information, in some cases, we will not be able to provide you the service you have requested.


For Investex Independent Distributors and Customers, we collect information about products you purchase online and information voluntarily uploaded by members on the Sites, such as their leads and marketing efforts. In addition, we collect information about Investex Independent Distributor’s commissions, bonuses or discounts.


If you disclose to us any information of another individual, you are required to have secured the appropriate consent of that individual for disclosing such information to us.


Information about your device and your use of the Sites


We may gather certain information automatically, such as Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamps, your Site activity (including the Site content you view, mouse movements, mouse clicks, taps, swipes, and information you view), and/or clickstream data for purposes such as analyzing trends, administering the Sites, improving the function and content of the Sites, and enforcing our Terms. We use standard Internet technologies, such as cookies, web beacons, session replay/screen capture, and similar technologies to collect this information, as explained below in the section on cookies.


We may also collect precise information about your location, such as your mobile device’s GPS coordinates, cell tower information and/or Wi-Fi signals. Investex may use this information to personalize your experience in connection with your use of the Sites or other Investex products and services. If you do not want Investex to collect and use your specific geolocation information, you can disable the location features on your device. Check your device manufacturer settings for how to do so.


Information from third-party sources


We may receive additional information about you from public and commercially available sources and other third parties. Distributors may also share information about you with Investex. If you access third-party services, such as Facebook, Google, or Twitter through the Sites, to log in to the Sites or to share information about your experience on the Sites with others, we may collect information from these third-party services. We may combine all of the information we collect and receive about you, both online and offline, and use or disclose it in the manner described in this Policy.



How we use your information

We use the information we collect about you for a variety of purposes, including: providing you with the products, services and support you request; processing your transactions and shipping your orders; communicating with you about your account or transactions, changes to our policies and other administrative matters, or your questions and comments; to better understand your interests in order to provide you with promotional information, relevant content, product recommendations, surveys, questionnaires, and other materials; improving our products, services and operations; conducting data analytics, such as market and consumer research, trend analysis, and financial analysis; administering rewards programs; providing personalized services you request; and ensuring compliance with our Company policies and Rules and the law, or as we believe is necessary to protect, enforce or defend the legal rights, privacy, safety or property of ourselves and others. We also use this information to validate sales made by Investex Independent Distributors, to help Investex Independent Distributors search for, communicate with and validate customers in our systems, and for Investex’s compliance purposes.


Investex may also use this information to support the operation of Independent Distributorships, and to maintain proper functioning of the Investex Sales & Marketing Plan. For example, information about purchases may be used to support, calculate and track your sales and to provide you with information on special promotions. Information about Investex Independent Distributors may be used to support, calculate and track commissions, earnings and bonuses; conduct data analytics, such as predicting and assessing Distributors’ eligibility for earnings, commissions and bonuses; issue payments and report income to taxing authorities; provide training; and ensure compliance with applicable law and Company policies, plans and agreements, including the Distributorship Application and Agreement.


We may retain your information for as long as needed to: provide you services; fulfill other legitimate business needs, such as maintaining the proper function of the Sales & Marketing Plan; fulfill our compliance and legal obligations; and resolve disputes and enforce our agreements, including the Distributorship Agreements.



How we share your information

Affiliates and partners


We may share your information with our affiliates (companies that control, are controlled by, or are under common control with, Investex LLC) as well as select partners. Examples of how these entities may use your information include making predictions about your interests and providing you with special offers, promotions, advertisements, and other materials.


Vendors and service providers


We may share your information with vendors that perform functions on our behalf. Examples of such functions include fulfilling orders, delivering packages, email administrative functions, conducting data analytics and helping us make our advertising more relevant (including through AI-based analysis), processing credit card payments, and providing customer service.


Investex Independent Distributors


If you are an Investex Independent Distributor or Customer, we may share your information with other Investex Independent Distributors, including without limitation as part of a Lineage Report which contains information (such as name, contact information, level or rank, and volume and sales statistics) on other Distributors in an Investex Independent Distributor’s downline. (The downline organization consists of all Distributors that were personally sponsored by a particular Distributor, and in turn, all other persons sponsored by the subsequent Distributors.) To the extent the Lineage Report contains data from residents outside of the United States, including residents of the European Union, we have taken appropriate measures to protect the data in accordance with applicable law. Lineage Reports are provided to Distributors in strict confidence and for the sole purpose of supporting the Distributors in further developing their Investex businesses, including for use in marketing tools and platforms. Investex Independent Distributors who receive your information are bound by the terms of their Distributorship Agreement and the privacy and data protection covenants contained therein. Some of these Distributors may be based in countries that do not offer the same or a similar level of privacy protection as is available in your own country.


Legal and compliance disclosures


We may also disclose your information: as required by law, such as to comply with a subpoena, legal proceedings, or similar legal process, including disclosure to authorized third-party auditors; or when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate or prevent fraud, or respond to a government request.


Business transitions


We may share your information if Investex is involved in a merger, acquisition, or sale of or transfer of assets, or in the unlikely event of bankruptcy.


Other parties in aggregated form


We may share your information with third parties in aggregated or de-identified form.


Other parties with your consent


In addition to the sharing described in this Policy, we may also share information about you with third parties for any other purpose disclosed to you at the time we collect the information or pursuant to your consent or direction.



Cookies and tracking

Investex, as well as certain third parties that provide content and other functionality on our Sites, use cookies, web beacons, session replay/screen capture, and other similar technologies for various purposes, including to analyze trends, administer the website, track users’ movements around the Sites and to gather demographic information about our user base as a whole.


Cookies are small pieces of information that are stored on computer hard drives. A cookie enables the entity that put the cookie on your device to recognize it across different websites, services, devices, and browsing sessions. For example, we may use cookies to recognize you when you return to the Sites in order to provide you with a better user experience. We may allow third parties to use cookies on the Sites, but we do not control the use or contents of third-party cookies. Web browsers often allow you to configure the browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. If you elect to reject cookies, please note that you may not be able to take full advantage of the features and functions of the Sites. To learn more about cookies and how to manage them, please visit http://www.allaboutcookies.org/.


Web beacons and similar technologies are small bits of code, which are embedded in web pages, advertisements, and emails, that communicate with third parties. We use web beacons, for example, to count the number of users who have visited a particular webpage, to deliver or communicate with cookies, and to understand usage patterns. We also may include web beacons in emails to understand whether messages have been opened, acted on, or forwarded.


There are other local storage and internet technologies, such as Local Shared Objects (also referred to as “Flash cookies”), HTML5 local storage and embed scripts, which can operate similarly to the cookies discussed above. Please note that these technologies are distinct from cookies, and you may not be able to control them using standard browser tools and settings. For information about managing Flash cookies, please click www.adobe.com/privacy.html. To learn more about Adobe analytics and to opt out, click www.adobe.com/privacy.html.



Do not track

Web browsers may allow you to send “Do Not Track” requests. We do not currently take actions to respond to Do Not Track signals because there is no current industry standard concerning what, if anything, websites should do when they receive such signals. We continue to review new technologies and may adopt a standard if and when one is created.



Online advertising

We may display advertising on our website and partner with third parties to manage advertising on other websites for our products and services. We may also partner with third parties, including business partners, advertising networks, and other advertising service providers, who gather information about you on our Sites and other sites to provide you with advertisements on the Sites and elsewhere online based on your browsing history and tailored to your interests, preferences, and characteristics. Cookies or other similar technologies may be used to provide you with advertising based upon your browsing activities and interests, and in some cases, the information in these cookies and in other technologies may be linked to your email address, which we may share with our service providers. We are not responsible for the privacy practices of these third parties, and the information practices of these third parties are not covered by this Policy.


Some third parties collect information about users of our Sites to provide interest-based advertising on our Sites and elsewhere, including across browsers and devices. These third parties may use the information they collect on our Sites to make predictions about your interests in order to provide you ads (from us and other companies) across the internet. Some of these third parties may participate in industry-developed programs designed to provide consumers with choices about whether to receive targeted advertising. Due to differences between using apps and websites on mobile devices, you may need to take additional steps to disable targeted ad technologies in mobile apps. Many mobile devices allow you to opt out of targeted advertising for mobile apps using the settings within the mobile app or your mobile device. For more information, please check your mobile settings. You also may uninstall our apps using the standard uninstall process available on your mobile device or app marketplace.


To opt out of interest-based advertising across browsers and devices from companies that participate in the Digital Advertising Alliance or Network Advertising Initiative opt-out programs, please visit the websites operated by the Network Advertising Initiative (//www.networkadvertising.org/choices/) and the Digital Advertising Alliance (//www.aboutads.info/choices/). You may also be able to opt out of interest-based advertising through the settings within the mobile app or your mobile device, but your opt-out choice may apply only to the browser or device you are using when you opt out, so you should opt out on each of your browsers and devices if you want to disable all cross-device linking for interest-based advertising. Further information in local languages may be available at www.youronlinechoices.com/. If you are located in the European Union, more information is available at https://www.youronlinechoices.eu/. Please note that even if you use an industry-based opt-out for interest-based advertising, you will continue to receive generic advertisements and your experience on our Sites may be degraded.



Third party links

The Sites may contain links to websites operated and maintained by third parties over which we have no control. Any information you provide to third-party websites will be governed under the terms of each websites' privacy policy and we encourage you to investigate such policies before disclosing any information to the operators of third-party websites. We have no responsibility or liability for the content, actions or policies of third-party websites. The inclusion of links to third-party websites on our Sites in no way constitutes an endorsement of such websites' content, actions or policies.



Third party functionality

Some of the functionality on the Sites may be provided by third parties that are not affiliated with Investex. These entities may collect or receive certain information about your use of the Sites, including through the use of cookies, Web beacons, and similar technologies. Investex is not responsible for the privacy practices of these entities.


If you access third-party services, such as Facebook, Google, or Twitter, through the Sites, to log in to the Sites or to share information about your experience on the Sites with others, these third-party services may be able to collect information about you, including information about your activity on the Site, and they may notify your connections on the third-party services about your use of the Site, in accordance with their own privacy policies.



How we communicate with you

Investex may communicate with you via email, postal mail, telephone, text message, or other means on a regular basis to provide requested products and services and/or in regard to issues relating to your Investex business (if you are a Distributor). In order to validate customer sales, Investex may communicate with you via email, postal mail, telephone, text message, or other means on a regular basis (if you are a Customer).


Additionally, you may receive periodic information on Investex’s business, products, services, and special deals through various communication means as described above. Investex Independent Distributors may manage certain communications within their Investex members area. In addition, you may manage these kinds of communications by following the instructions provided in the communication.



Links

We may provide links to third party web sites or resources. Our provision of such links is not an endorsement of any information, product or service reached through such link. We are not responsible for the content or performance of any portion of the Internet including other World Wide Websites to which the Site may be linked or from which the Site may be accessed. You are requested to inform us of any errors or inappropriate material found on Websites to which this Site is or may be linked.



How your personal information is secure

We take steps to ensure that the personal information we collect about you remains accurate, timely and secure. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure and while we strive to protect your personal information, we cannot guarantee or warrant its complete security.



How you can access your information

In some instances, you may visit one or more of our Sites to verify and update certain information (for example, certain Distributor or customer account information). If you are not able to update your information on our Sites, please contact us. We will use commercially reasonable efforts to accommodate requests to update your information.



International transfers

The Sites are headquartered in the United States. Please be aware that information you provide to us or that we obtain as a result of your use of the Sites may be collected in your country and subsequently transferred to another country in accordance with applicable law. Using the Sites demonstrates your consent to the processing of information as described in this Policy.



European legal basis for processing personal information

For individuals in the EEA, Investex’s legal basis for collecting and using your personal information will depend on the personal information collected and the specific context in which we collect it. Investex will process personal information from you where, a) we have your consent to do so, b) where processing is necessary for Us to perform Services pursuant to an agreement, or c) where processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms. In some cases, we may also have a legal obligation to collect personal information, or may otherwise need the personal information to protect your vital interests or those of another person. At any time, you have the right to withdraw or decline consent. If you do not provide the requested information, Investex will not be able to perform Services for you. Also, you have the right to object where we rely on our legitimate interests to process your personal information.



European data subject rights

Individuals located in the EEA may have additional statutory rights available to them with respect to their personal information, including the right to access your personal information, have it erased, have it corrected, or object to or restrict processing. If you would like to make such a request, please email support@myinvestex.com and we will respond within thirty (30) days. Investex will need to verify that the individual is inquiring about his/her own information before we can assist with the request. We will comply with such requests to the extent legally required by applicable law or the EU-US or Swiss-US Privacy Shield. For EU individuals, you also have the right to lodge a complaint with the supervisory authority.



Your choices

You may unsubscribe from receiving promotional or marketing emails from Investex at any time by using the “unsubscribe” link in the email received, or by emailing us at support@myinvestex.com. As outlined in the Section Cookies abd Tracking, you can also control your cookie settings. With respect to your account information, you may update, correct or delete information that you provided to us by logging into your Investex members account or contacting us at support@myinvestex.com. You have the right to request access to the personal information Investex holds about you. Unless an exception applies, we must allow you to see the personal information we hold about you, within a reasonable time period, and without charge. Most personal information can be accessed by logging into your account. If you wish to access information that is not accessible through the platform, or wish to download all personal information we hold on you in a portable data format, please contact our Privacy Officer.



Children

The Sites are general audience websites that are not directed to anyone younger than 18. We do not knowingly collect, use or disseminate any personal information from anyone under the age of 18, unless permitted by law. If you believe we may have collected personal information from your child on the Sites, please contact us at Privacy@myinvestex.com and we will make reasonable efforts to delete it from our records, when required by law.



Modifications to this policy

This Privacy Policy was last updated on the date listed at the beginning of this Policy. Investex reserves the right to change this Privacy Policy at any time. Any changes to this Policy will be effective immediately upon notice, which may be provided to you by posting the latest version on the Sites. Your subsequent use of the Sites will be deemed acceptance of such changes. Be sure to review this Privacy Policy periodically to ensure familiarity with its most current version. By using the Sites following the posting of changes to this Policy, you agree to all such changes.







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To help normal people build a financially secure future for themselves and their families.